~~(To give this bit just a little more context)~~
Dad and I drove back to our house to get my bike and lab goggles, and anything I left behind. It was also a chance for him to ask why the payments were so high now.
And I did…
For new people that haven’t seen my previous posts about what happened, dad got remarried. Because of this FASFA file that financial aid had gotten had less financial need because of it. This has just been dad’s questionable decision making coming full circle. So much so that he really has no one to blame but himself.
The text that follows is from him questioning me. Questions like why am I in dorms this year instead of my sorority house. And why the grants changed, after I had already explained it to him in the damn car. And the text I sent him was me very subtly ranting and telling him it’s his fault. Enjoy💋💋💋
My text to dad:
-The grant that I was specifically talking about in the car was The **** ***** grant, and it was financial need based. Whenever you login to the account, you could physically see this year vs freshman year. All of my other grants stayed the same, and the only thing that has changed in terms of my eligibility, is that you got remarried, and so expected family contribution obviously changed from that. And they cut a good portion of it due to that.
It was a while back, but I told you during spring semester, fall semester for me was the worst episode of schooling I’ve had period. And my grades plummeted that semester. Because we do housing agreements in the spring, they base eligibility on fall grades. Because the alumni own the house and it’s not directly on campus. So it counts as “off campus housing” which is close to commuting in the way that they treat you. And because of grades, I wasn’t eligible for off-campus housing. But I could still do on campus housing because that’s where colleges scheme the most money from students.
Having said all that, even if I could go back, I absolutely would not. I only went there because part of me was afraid to do student loans. It was slightly cheaper to just live there and pay rent than to take the student loans. I did some thinking over the summer and realized that this was a mistake on my part. Because I would’ve been driving by now if I had just taken the loans. It also was horrible for my mental health, it was stressful, and even with having to juggle everything going on in life, my grades probably wouldn’t be half as bad if I just stayed in the dorms and took out the student loans.
I would like to reiterate that, with either option, as long as I took the student loans, you would still be paying the same amount. We know this because this year I’m essentially doing the exact same thing as freshman year, just with higher loans taken out. Freshman year and last year had the same amount monthly. The only difference between now, and the 2 years prior is that now my expected family contribution is higher. –
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